How To Save Money With A Defensive Driving Course

Being A Defensive DriverIf you are like many people, you’ve probably noticed your auto insurance rates have been increasing steadily over the years. Luckily there are many ways to lower your insurance bill, one of which is taking a defensive driving course from the comfort of home.

In this post, I’m going to explain how I took a 4-hour online defensive driving course to save almost 10% on my insurance rates. What is even better is I’m going to continue getting this discount on my car insurance for the next three years, resulting in hundreds of dollars in total savings.

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CIT Bank Review: High Interest Savings Accounts With Low Fees

CIT Bank Savings AccountIf you are tired of paying high account fees at large banks while getting a pittance in interest for the money you’ve got deposited, you are not alone.

With a high-yield online savings or money market account such as a CIT Platinum Savings or Savings Connect account, you get much higher interest rates than your neighborhood bank, pay no monthly fees, and your money is as safe as your local brick-and-mortar bank thanks to FDIC insurance.

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Credit Karma Review: Free Credit Scores and A Lot More

Credit Karma ReviewedDo you want to know your credit score but hate the idea of having to pay money to get it? Over 100 million people feel the same way. That is the number of members who have signed up for Credit Karma, the website and app that has been providing free credit scores and reports since 2007.

If you are thinking about joining Credit Karma, here is my review on everything that you need to know about the company and their services.

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9 Classifieds Sites Like Craigslist To Buy and Sell Your Stuff

Smartphone Photo ThingsEven though Craigslist may be one of the biggest and oldest sites to buy and sell stuff locally, what if you are looking for an alternative site because you are not having any success or want more options?

Here are several sites like Craigslist where you can increase the number of people seeing your items if you are a seller and make it easier to find that one-of-a-kind item if you are a buyer.

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Is It Better To Cancel An Unused Credit Card?

Closing An Old Credit CardMany people may wonder whether it would be a good idea to cancel a credit card they aren’t using regularly. In most cases, keeping a credit card account open will help your credit score. However, there are still a few situations where you may want to cancel an unused credit card.

Here are the do’s and don’ts if you are thinking about closing that old credit card.

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How To Transfer Credit Limits Between American Express Cards

American Express Business Cash Credit CardAfter opening a new Amex Business Cash credit card recently, I noticed American Express took the credit from one of my other cards for the new card’s credit limit. While you can always request a credit increase, maybe you are like me and don’t need more credit.

Luckily, you can easily reallocate credit lines between your Amex cards. Here is how to do it online or by phone.

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Should You Buy an Extended Warranty on a Car?

Extended Auto Warranty Car RepairIf you’ve bought a new or used car from a dealership, you’ve probably experienced this. After spending an hour or four haggling over the price of the car you finally come to a deal. Next, they hustle you into a little office where they try to sell you even more stuff, one of which is an extended car warranty.

Is buying that extended car warranty a good idea? Should you buy an extended warranty for a used car?

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Are Extended Warranties Worth It?

Apple Products Extended WarrantiesA couple of weeks ago our rice cooker stopped working so I made a trip to Walmart to pick up a new one. When I go to check out, the associate asks if I wanted an extended warranty for my $25 rice cooker.

This brings up a dilemma facing many shoppers after they spent months saving up to make a big purchase. Should one spend the extra money on an extended warranty to protect their purchase?

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Things To Do When Your Car Will Be Sitting For A While

Old Junk Car In WoodsSome people might be wondering, are there any drawbacks or problems to parking a car for a longer period of time beyond a few weeks? Maybe you putting your car in storage for a few months because you are going away on a long vacation backpacking across Europe or you have a second car you are not using as often.

Here is what you need to do or watch out for if you are not going to use a car or vehicle for several months.

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