We like to think there is plenty of time to get our financial ducks in a row. However, with all the things requiring your attention now that you are older, before you know it, you’ll wake up at forty and wonder where your thirties went.
Here are some financial pitfalls to watch out for and avoid in your thirties as you build the foundation for your forties and beyond to ensure that you are on track for a happy and successful life.
During emergencies, there are always particular products that people always stock up on. For example, when a snowstorm is coming, people buy milk, bread, and eggs. Maybe everyone’s making French toast while snowed in.
But the most interesting item people are panic buying during the coronavirus pandemic? Toilet paper.
Starting a blog seems easy enough. All you need to know is how to write, right? Wrong! There is more to blogging besides being able to put words on the screen – a lot more.
Here are some mistakes you should pay attention to and how to fix or avoid them to get a head start on your journey to being a successful blogger.
The simple answer to high gas prices is to get a more fuel-efficient car such as a hybrid or even an electric car like a Tesla. But that’s not always possible and it’s easier said than done. Sometimes we’ve got to make do with what we got.
As someone who has owned SUVs for the past 15 years that did not get super great gas mileage, here are my tips and strategies on how to save money on gas besides buying another car.
There are so many different kinds of credit cards available right now it’s nuts. There are credit cards for people with bad credit. There are credit cards that offer a percentage cash back for each dollar you charge to them. Other cards that lets you rack up airline miles towards free travel.
This brings up a couple questions most people have. How many credit cards should I have? How many credit cards are too many?
Shopping and how we buy products have changed immensely in a few short years. The internet has enabled buying just about anything we can imagine with a few clicks of the mouse or swipes on our phones. There are now over 100 million Amazon Prime members who happily pay $119 a year simply so they can get their purchases shipped free and in their hands in two days.
Whether you choose to do your shopping online or in traditional retail stores, there are pros and cons to both. Here are some insights to both options and how you can use their advantages to save some money.
A high credit score is more than a number to impress your golfing buddies or people at your office Christmas party. While you can brag about having an 800+ credit score to show off your financial acuity, a good credit rating does have a practical purpose.
Lenders use your credit score to determine how responsible you are with money and whether you will pay your bills on time. An outstanding score means you can get the lowest interest rates on credit cards, auto loans, mortgages, or business loans. It could even get you better rates on your car insurance.
Heating water is the second-largest energy expense in a household, accounting for almost 18% of your total energy bill behind space heating. These costs add up quickly, with the average household spending between $400-$600 a year on water heating.
If opening your monthly electric or gas bill sends a chill down your spine worst than a cold shower in the middle of winter, here are some simple tweaks and some changes in your usage habits that could result in some substantial money savings on your water heating costs.
If you are looking for the best way to save the most money for retirement, you need to take advantage of all the different types of accounts that are available. Unless your earnings are high enough to where you can max out every account, you need to prioritize.
Here is the best order of contributions or optimal order of priority to save for retirement. Use these steps to maximize your tax-free and tax-deferred contributions.
Last week I stopped into Aldi and found a couple things on special, with one being whole milk for 79 cents a gallon. That’s not a typo. $0.79 as in less than a dollar for a whole gallon! So bought three extra gallons and ended up with double the amount of milk we normally drank. What to do with all that extra milk before it spoils? Freeze it, of course.
Just like how you can freeze meats, vegetables, and prepared foods so they’d last longer before spoiling, it is perfectly safe to freeze milk so it doesn’t go bad before you can use it. Here’s how.