How To Make A Will For Free and Why You Really Need A Will

Create A Free Will OnlineWhen I say “will”, I’m not talking about Will Smith even though he has protected Earth from being destroyed by aliens multiple times. I’m talking about the kind of will that protects our assets.

Estate planning and wills are one topic not many of us think about in personal finance. After all, no one expects to suddenly pass away if we are young and perfectly healthy. We’ve got tons of other things on our minds such as paying off student loans or saving money. But everyone should think about getting a will made.

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Thinking About Buying A Gas Station? Read This First

Purchasing A Gas Station BusinessThinking about buying a gas station or convenience store? In the last year alone, three new gas stations have popped up in my part of town. This would seem like a good business to get into considering there are estimated to be over 263 million cars on the road in the United States and almost every single one of them needs to buy gas.

Before you plunk down your life savings to become a gas station owner, here are some things you should consider first.

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What’s The Difference Between Frugal and Cheap?

Don't Be A Cheap-AssIt has been said there is a fine line between being frugal and being cheap. Frugalness is perceived as an admirable quality. Cheapness is not. Tell your friends you saved a bunch of money on car insurance by switching to Geico and they’ll all be patting you on your back. Tell your friends you are saving a bunch of money on car insurance because you decided to cancel your policy and everyone will consider you a cheap-ass. Don’t be a cheap-ass.

What is the difference between frugal and cheap and how do you toe the thin line between the two without crossing over to the cheap side?

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Rent-To-Own Stores Are Absolutely Ridiculous

Rent To Own Like Burning MoneyYou can rent just about anything these days from the rent-to-own businesses: sofas, dining room sets, mattresses, refrigerators, televisions, laptops, stoves, washer and dryer sets, and more for the low monthly fee with no credit checks, down payments, or even bank accounts needed.

Does it sound too good to be true? You betcha.

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Why You Need To Self-Host Your Blog

Why Self Host Your BlogAre you thinking of starting your own blog? Whether you are looking to start a blog as a hobby or to maybe to earn some extra money, you should consider self-hosting your blog.

Here’s why a self-hosted blog is the only option you should consider.

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Fidelity Launches First Ever Zero-Cost Index Funds

Fidelity No Cost Index FundsWhen companies compete, customers win. This is no different in the financial services industry. Last month Vanguard fired their shot with an announcement that in August they will be offering nearly 1,800 ETFs commission-free for all online trades on their platform. Now Fidelity has responded with one of their own and it’s a doozy. This is a huge win for investors.

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Letting Your Parents Manage Your Money Is A Dumb Idea

Parents and Money ManagementFirst of all, if your father is Warren Buffett then you can disregard everything I say in this blog post. For the rest of us, giving your parents all your money to invest for you is a bad idea. It’s not bad because I’m saying your parents are going to steal your money or go invest it all on pumpkins. Our parents have our best interests at heart, but they are actually making it worst for their children.

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Are Motorcycle Frame Sliders Worth It?

Frame Sliders Pro and ConsNo one really plans for it when they buy a new motorcycle, but with only two wheels to keep it upright, gravity is a motorcycle’s worst enemy. When a simple tip-over can cost hundreds to thousands to repair, many of us think about adding frame sliders to our motorcycles for protection.

But are they worth it? Will frame sliders save your bike when gravity wins or will it cost more harm in a crash?

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What Is An ETF and Are ETFs A Good Investment?

What Are ETFsAn exchange-trade fund or ETF is a basket of securities that tracks a particular index, bonds, commodity, or asset class. First created in 1993, ETFs have grown to over 2,100 funds available today just in the U.S., and over 6,000 funds worldwide containing over $4.5 trillion in assets.

ETFs have become very popular since they’ve become available. They are attractive to many investors because of their low costs, diversification, tax efficiency, and ability to be traded just like stocks. Read more to see if ETFs are a suitable investment for you.

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How To Tell When You Need To Replace Your Tires

Cat Sleeping By Car TireFor many people, they rarely think about their tires unless they get a flat tire. Then it becomes a major inconvenience. Instead of ignoring our tires until there is a problem with them, we need to pay more attention to the condition of the tires that are on the car because we have a lot riding on them. I’m not talking about the car itself. Cars are replaceable, but your life and your family’s aren’t.

You do not need to be a mechanic or go to a mechanic to determine whether your tires need to be replaced. Anyone can check their tires in 5 minutes to see whether their tires are worn with no special tools needed. It’s so simple that this can be done while you are at the gas station fueling up your car.

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